Seems to me that in the soup means to fly Instrument Flight Rules, PERIOD. And in an impaired visibility emergency, be prepared to convert to IFR immediately, or stay WAY away from that impaired visibility emergency in the first place.
They say good judgment comes from experience, and experience comes from bad judgment; and my experience conforms perfectly to that truism. Been there - continued VFR flight into IMC (legally, maybe it was MVFR) conditions, and been scared very, very badly three times. Once at Berner's Bay north of Juneau, Ak, once between Ketchikan, Ak and Prince Rupert, B.C., and once at Whistler, B.C. All three times I was suddenly surprised, but in retrospect shouldn't have been surprised by developments, given the conditions.
The first time I was pushing dark (looking for moose - duh - -) and on rounding a mountain corner at the mouth of Berners Bay, confronted an abrupt cloud front with very heavy rain between me and home. Made an emergency landing on a beach, where I could barely discern a little difference in brightness at the boundary between water and sand. Could not see washouts, stumps, etc. That was at Echo Cove. Those of you familiar with the area know there is (at least was) a marked runway at a camp there, but I couldn't find it, even knowing where it was - it was too dark. Didn't hit any of the stumps or logs on the beach, just by pure luck.
Next two times I was pushing marginal (for me) wx to begin with. I flew into a snow squall enroute Rupert from Ketch, and the snow very rapidly got very heavy. I was below treetop level along the beach, called FSS that I was in that situation and had only a marine dayboard number for navigational reference, and otherwise didn't know exactly where I was. As they were trying to figure out how to console me and when to call RCC, I flew out of the snow and high-tailed it back to Ketch. Yes, I had current wx and pireps. Both 'OK'.
Last time, encountered a sudden snow squall in a narrow valley just east of Whistler (most recent wx check, flight plan, and full fuel were about 1/2 hour prior). I was unable to continue or turn back, and landed on an icy road - no braking action, and slid into a big, very unforgiving stump. I have a broken airplane to remind me of that most recent scare.
Given the above and my judgmental contribution to each of them, I cannot imagine 'accidentally' flying into a fog bank in daylight. It HAS to be a decision to get close enough to the fog bank to fly into it - a decision I will do my darndest to NEVER make again without adequate instrumentation, avionics, and CURRENT IFR skills. Yeah, I'm instrument rated, but anymore I think that's less than valueless if not current in an appropriately equipped airplane.