Stewart, particularly on 180/185's with wheel-skis incorporating a tailwheel (Airglas 3600, LH4000, and FliLite 4000)(Airglas LW2500,FliLite, Aero R2800 for the Cubs and Husky's), rocks are an issue stemming from the main ski-tailwheel 'spraying' rocks. I would not be surprised if a rock got 'sprayed' and ricocheted forward as well.
Several sheet metal shops do a good business rebuilding 180/185 horizontal stabs, and there is even an STC for a 'replaceble' screw-on stab leading edge. Also, the field approvals for thicker and one-piece leading edge skins.
One notable Talkeetna 135 operation will fly their Fluidyne-equipped aircraft anywhere, but their FliLite-equipped aircraft only do snow or pavement.
You have been exceptionally lucky, cautious, and stayed away from the 'perfect' shape of gravel, or are running a Fluidyne, NOT a FliLite.
Bushwheels on your mains and a Wide Tailfork will save you in the summer, too. It's amazing how Bushwheels and a wide tailfork throw less than, say, 8.50's and a narrow tailwheel. I suppose a tall tailwheel helps, if you can get it tuned to turn good and still not shimmy.
.Stewart..not arguing your experience, just adding a voice to the ".....it will happen..." camp.