It seems to me whether you have all the “gizmos” or not is irrelevant. It’s how you use them. The pilot always has, and always will be the biggest variable in aviation. Watch any of the “Air Disaster” type series on TV. From new pilots to seasoned professional, most accidents have a large human factors component. You don’t need to be a professional pilot to develop standard procedures that may help you avoid some of the pitfalls of flying. Always announce if you have a radio, always fly a pattern, always do a 360 to scan for traffic before departure. No guarantees, but cheap insurance. You’ll never have to explain why you did these things, but you may have to explain why you didn’t.