I'm curious about what others do with respect to insurance. I've always maintained full hull coverage on my planes but I'm rethinking that, particularly on my Cub. It exceeds the max policy value available so I'm exposed. My thought today is to move to liability only on that plane and accept full exposure. The price difference is significant. Another option would be to continue hull but exclude in-flight coverage. It'd be insured while parked or taxiing but not between throttle up for take-off and taxi after landing. Does anyone do that? It's actually kind of attractive to have accident coverage outside of flight ops and the cost is less than half of what I have now. I have no debt against either plane. Should I change my coverage on one plane? Both planes? As I told my insurer, the older I get the less I fly and the fewer risks I take but insurance prices keep going up. The value of the product isn't what it used to be. I'm going to give it the weekend to settle in my head. Thoughts and comments appreciated.