Insurance
Before departing the United States, you should check with your aircraft insurance agent to verify that your coverage extends to Canada.
Private aircraft, including amateur-built and ultralight aircraft, operating in Canadian airspace are required by Canadian regulations to carry liability insurance. The amount and types of coverage are based on the aircraft’s gross takeoff weight as shown below:
Up to 2,300 lbs.: $100,000 public liability only
2,301 to 5,000 lbs.: $500,000 public liability only
5,001 to 12,500 lbs.: $1,000,000 public liability and $300,000 passenger liability per passenger on board
The regulations also dictate that pilots carry proof of insurance on board the aircraft. Pilots should contact their insurance agent and request a certificate of insurance or a letter stating that the aircraft is carrying the appropriate amounts of coverage to satisfy the Canadian requirements. If a certificate of insurance cannot be obtained, then the whole insurance policy maybe carried as proof of insurance.
Complete regulations regarding Canadian liability insurance can be found in CAR 606.02.